Navigating health insurance can be a challenge that not many people are prepared for. While saving up for health is an option, Mumbai experts believe there is a lot people need to know about treatment, costs and insurance while also busting myths and challenges
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- Cancer and heart issues are two sicknesses that take up a lot of money among others
- If you do not have sufficient health insurance, 15-20 pct of savings should be for health
- Relying solely on employer’s insurance plan may not be enough as it offers standard cover
Pankaj Sabnani had a fever in May 2023 for more than 21 days but since his condition didn’t improve, the Mumbaikar decided to get admitted to a city-based hospital. He narrates, “I got admitted in Kokilaben Hospital under pyrexia of unknown origin for three days after taking advice from two doctors.” Armed with health insurance, Sabnani wasn’t worried about recovering the cost. However, he was in for a rude shock. “My claim was rejected as the medical team of the insurance company felt that my condition didn’t require hospitalisation.
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